| Michelle Richards-Phillips Breaking barriers
If one wants to know how to get a first home in the United States with less than US$5,000 in hand, then award-winning Bank of America mortgage officer Michelle Richards-Phillips is the one to show you how. She will, if you ask, also tell you how to keep a positive attitude when others consistently tell you that you can only fail. After all, that is how this Jamaican got her own home, after landing in Florida as a single mom. Holding down two jobs so that she could provide for her child and pay the mortgage for her home back in Jamaica, Richards-Phillips displayed a can-do attitude which not only secured her own property, but has also propelled her through the ranks of her peers at the Bank of America. Richards-Phillips, mortgage loan officer and vice-president of Bank of America Mortgage, closed $34 million in loans in 2006 to qualify for the Chairman's club.
Mortgage insurance reduction the goal of state program
The Florida Housing Finance Corp. has launched a statewide program to help first-time homebuyers reduce their monthly mortgage payments. Buyers can qualify for the reduced mortgage insurance program by participating in one of Florida Housing Finance's pre-purchase homebuyer education courses offered statewide by the organization's affordable housing partners. .
A babysitting gig, a native son and lightning bugs in Indianola (7/29)
Though we may not always recognize them for what they are, life is full of second chances. We did something poorly, said something stupid, hurt someone. Maybe we can't make things right with the aggrieved party, but chances for redemption abound. A grandbaby is one of these second chances. I think that is one reason we're so crazy about them.Ran into Glenn Lautzenhiser the other day at Fleet's. “On Friday I'm going to make a speech on someone famous for saying, 'Well, I'll be a suck-egg mule,'" he said. “Know who it is?"Before I could get out my I don't know, Glenn said, “He was born in Columbus."Red Barber, of course.Walter Lanier “Red" Barber, best known as the voice of the Brooklyn Dodgers (1939-1953) and the New York Yankees (1954-1966) was born here in 1908. I became acquainted with Red during the 12 years he and radio host Bob Edwards chatted on NPR's Morning Edition.
Understand The World Of Free Debt Consolidation Services
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Granite Community Bank Announces Second Quarter Results
GRANITE BAY, CA -- 07/27/07 -- Granite Community Bank, N.A. (the "Company") (OTCBB: GCBK) today announced results for the quarter ended June 30, 2007. Net income for the three months ended June 30, 2007 increased $131 thousand or 66% to $331 thousand, compared to net income of $200 thousand in the second quarter of 2006. Earnings per diluted share increased 53% to $0.23 in the second quarter of 2007, compared to $0.15 in the second quarter of 2006. Net income for the six months ended June 30, 2007 increased $224 thousand or 49% to $683 thousand, compared to net income of $459 thousand for the six months ended June 30, 2006. Earnings per diluted share increased 33% to $0.48 for the six months ended June 30, 2007, compared to $0.36 for the six months ended June 30, 2006. Net interest income was $1.68 million and $3.33 million in the second quarter and first six months of 2007, respectively, compared to $1.54 million and $2.96 million for the same periods in 2006.
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