There are many auto loan options available today. Today, stiff competition among auto loan financing companies has made it possible to get a car loan or an auto loan at favorable terms. However, before you sign the paper for financing your favorite set of wheels, do your homework to ensure that you get the best car finance option. You can apply for online car loans on the Internet, or get it from your car dealer.

It is best to apply for car loans online because it is faster. The rate of interest in case of online auto loans is also less by 1-2% in comparison to auto dealers.

Accountability 101: Why You Need to Have a Stake in How Your ...

CLEVELAND, June 20 /PRNewswire-FirstCall/ -- The following story was written by Rick Vonk, president of Key Education Resources. In a recent edition of the Honolulu Advertiser, an article ran that focused on the current relationship between colleges and private lenders, and how the relationship may not be advantageous to students. The article's headline: "College a 'Wild West' of loans."

Home loan tips: five choices

"People clearly understand that there will be costs when they finance a home," said Dan Hanson, managing director of Countrywide Home Loans. "Home buyers look to us for information, so we've decided to recommit ourselves to educating people about the cost options that work best for their unique situations. By presenting our customers with a menu of options, they can make an informed choice that's right for them now and into the future. And, the best choice in the long run isn't necessarily the one with the least out-of-pocket costs, but rather the one that brings the best total value over the life of the loan." .

Viral Manufacturing: Building Nanomachines With Viruses

"Toy boxes often say 'some assembly required.' These will be no assembly required. My dream is to have a DNA sequence that codes for the synthesis of any material you want to make."

RELATED STORY: Nanotechnology: Good Things in Small Packages
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Jefferson Bancshares, Inc. Announces 66 Percent Increase in ...

MORRISTOWN, Tenn., July 26, 2007 (PRIME NEWSWIRE) -- Jefferson Bancshares, Inc. (Nasdaq:JFBI), the holding company for Jefferson Federal Bank, announced net income of $598,000, or $0.10 per diluted share, for the quarter ended June 30, 2007 compared to net income of $359,000, or $0.06 per diluted share, for the quarter ended June 30, 2006. The increase in net income for the three-month period ended June 30, 2007 was the result of an increase in net interest income and noninterest income combined with a decrease in noninterest expense. Return on average assets and return on average equity for the three months ended June 30, 2007 were 0.71% and 3.24%, respectively, compared to 0.44% and 1.91% for the corresponding period in 2006.

For the year ended June 30, 2007, net income was $1.7 million, or $0.28 per diluted share, compared to $2.3 million, or $0.37 per diluted share, for the year ended June 30, 2006.

Viewpoint: 'B' fair to students

I scratch your back, and you scratch mine - that was the original basis for the Texas "B On Time" loan. The state rewards students by waiving payback of no-interest loans if they graduate in four or five years (based on the student's degree plan) and make good grades, which, in turn, keeps Texas universities' ratings high and their revolving doors spinning.

But our legislature isn't keeping up their end of the deal. The Texas Higher Education Coordinating Board has broken the news to financial aid offices around the state that there isn't enough loan money to cover all qualifying Texas students. The coordinating board posted a bold advisory note on their Web site stating they can only fund "loans to most, but perhaps not all, renewal students for the 2007-2008 academic year."

It will be in the University's hands to notify students to tell them the bad news and try to provide other loan options with much higher interest rates and no incentives - for either party.

Event Brief of Q2 2007 Wells Fargo & Company Pre-Record Earnings ...

A. Key Data From Call 1. 2Q07 revenues = 13% growth. 2. 2Q07 EPS = $0.67. 3. 2Q07 expenses = up 11%. 4. 2007 YTD stock repurchases = 77m shares. 5. 2Q07 stock repurchases = 30m shares. PRESENTATION SUMMARY S1. 2Q07 Results (H.A.) 1. 2Q07 Results: 1. EPS up 10% to record $0.67 from $0.61 in 2Q06. 2. 17th of past 20 quarters growing EPS at double-digit rate. 1. Diversity of revenue sources differentiated co. from industry. 2. Results driven by: 1. Double-digit revenue growth. 2. Positive operating leverage. 3. Relatively stable credit quality. 3. Business performance strong and well-balanced across segments. 1. Most 80-plus consumer and commercial businesses produced double-digit earnings, revenue growth, or both. 4. 2Q07 total revenue up 13% from 2Q06. 1. Largest quarterly revenue increase in last two years.

The night Mitch McConnell became the leader of the Republican Party.

A remarkable thing happened in the United States Senate earlier this evening, and it occurred over a rather unremarkable piece of legislation that was being debated. Conservatives, frustrated at the lack of a genuine leader of their party, may have finally found one in Kentucky Senator Mitch McConnell.

The Senate spent much of the day discussing the merits, or demerits, of HR 2669, the Student Loans and Grants Act.